Terms of Use

Welcome to Lendo Capital ("Lendo Capital", "Company", "we", "our", or "us"). These Terms of Use ("Terms") govern your access to and use of our website located at www.lendocapital.com (the "Site") and any related content, features, or services (collectively, the "Services") relating to our sales and trading‑related activities.

By accessing or using our Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with these Terms, please do not use our Site.

1. Eligibility

You must be at least the age of majority in your jurisdiction (and in any case at least 18 years old) to use this Site. By using the Site, you represent and warrant that you have the legal capacity to enter into these Terms.

2. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You may not:

• Use the Site in any way that violates applicable laws, regulations, or regulatory guidance (including securities, derivatives, market abuse, and AML/KYC rules);
• Attempt to gain unauthorized access to any portion of the Site, systems, accounts, or networks;
• Use any automated systems (including bots, crawlers, or scrapers) to access or interact with the Site, except as expressly permitted under a written agreement;
• Upload, transmit, or otherwise make available any malware, viruses, or harmful code;
• Engage in any activity that interferes with or disrupts the Site, servers, or networks connected to the Site;
• Use the Site or Content to engage in or facilitate any market manipulation, insider trading, or other unlawful activity.

We may suspend or terminate your access to the Site if we believe you have violated these Terms or if necessary to protect the integrity of our systems, clients, or counterparties.

3. No Offer, Recommendation, or Advice

The content on the Site is provided for general informational purposes only. It does not constitute:

• An offer, solicitation, or recommendation to enter into any transaction, buy or sell any security or instrument, or engage in any trading strategy;
• Investment, financial, legal, tax, or other professional advice;
• A representation that any product, service, or strategy is suitable for you.

You should not take any action or refrain from taking any action based solely on information on the Site. You are responsible for your own investment and trading decisions and should consult your own professional advisers as needed.

4. Relationship with Lendo Capital

Any trading, brokerage, or other financial services relationship with Lendo Capital is governed by separate written agreements, such as client agreements, terms of business, or master trading agreements. Those agreements, together with applicable regulatory disclosures, will set out the specific rights and obligations of each party and will prevail over these Terms in the event of any conflict.

5. Market Data and Third‑Party Content

The Site may display or reference market data, news, research, or other content provided by third parties. Such data and content:

• Are provided "as is" and may be delayed, inaccurate, or incomplete;
• Are subject to the terms and conditions of the relevant providers;
• May not be redistributed, reproduced, or used to create derivative works without appropriate permissions.

We do not guarantee the accuracy, completeness, or timeliness of any third‑party data or content, and we are not responsible for any losses arising from your reliance on it.

6. Intellectual Property

All content on the Site, including text, graphics, images, logos, design, software, and other materials (collectively, the "Content"), is owned by or licensed to Lendo Capital and is protected by intellectual property laws.

We grant you a limited, non‑exclusive, non‑transferable, revocable license to access and use the Site and to view Content for your personal use or internal business purposes.

You may not:

• Reproduce, modify, distribute, transmit, publish, display, or create derivative works based on the Content without our prior written consent;
• Remove or alter any copyright, trademark, or other proprietary notices;
• Use any trademarks, service marks, or logos displayed on the Site without our prior written authorization.

7. Disclaimers

The Site and its Content are provided on an "as is" and "as available" basis without warranties of any kind, whether express, implied, or statutory. To the fullest extent permitted by law, we disclaim all warranties, including:

• Warranties of merchantability, fitness for a particular purpose, and non‑infringement;
• Warranties regarding the accuracy, completeness, reliability, or timeliness of information;
• Warranties that the Site will be uninterrupted, secure, or free from errors or viruses.

Any indicative prices, valuations, or analytics displayed on the Site are provided for informational purposes only and may not reflect actual executable prices or valuations.

8. Limitation of Liability

To the fullest extent permitted by law, Lendo Capital, its affiliates, and their respective directors, officers, employees, and agents shall not be liable for:

• Any indirect, incidental, consequential, special, punitive, or exemplary damages; or
• Any loss of profits, revenue, business, goodwill, or data,

arising out of or in connection with your use of, or inability to use, the Site or Content, even if we have been advised of the possibility of such damages.

Our aggregate liability arising out of or relating to these Terms or your use of the Site shall not exceed one hundred (100) U.S. dollars (or the equivalent in your local currency), unless applicable law requires a different minimum amount.

9. Indemnification

You agree to indemnify, defend, and hold harmless Lendo Capital, its affiliates, and their respective directors, officers, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to:

• Your violation of these Terms;
• Your misuse of the Site or Content;
• Your violation of applicable laws or the rights of any third party.

10. Governing Law and Jurisdiction

These Terms and your use of the Site are governed by and construed in accordance with the laws of the jurisdiction in which Lendo Capital is organized or primarily operates, without regard to conflict of law principles.

To the extent permitted by law, you agree that any disputes arising out of or relating to these Terms or the Site shall be subject to the exclusive jurisdiction of the courts located in that jurisdiction. We may seek injunctive or other equitable relief in any competent court.

11. Changes to the Terms

We may update these Terms from time to time. Any changes will be effective upon posting on this page, and the updated "Last Updated" date will be indicated above. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

12. Contact Us

If you have any questions about these Terms or the Site, please contact: